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Compare credit card companies

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Contact no- 07490079389
May 21, 2021 12:36 PM
From: USA
22 posts
0 bikes
Why do some businesses still refuse to accept credit and debit card payments? For starters, it isn't cheap. Also, the rules are quite rigid. Every business that accepts plastic must have a merchant service account. There are no exceptions.

These accounts are issued by banks and other financial institutions. It is their job as the provider to either accept or decline each credit or debit card transaction. If the sale is approved, the service provider will send a bill to the customer's credit card company. Once payment is received, the provider will transfer the funds to the merchant less a transaction fee.

The transaction fee is typically a percentage of the final sale price. As you might expect, this fee differs from business to business. The larger and more established a business is, the more leverage they have to negotiate a lower transaction fee, while most small businesses are often told to take it or leave it.

September 28, 2022 03:06 PM